WH&L Blog

Expertise. Service. Integrity.

September 27, 2018

MEDICARE ANNUAL ENROLLMENT STARTS OCT 15th!
This is an exciting year! Many New Plans and changes to exisiting Plans with new and updated benefts! 

 
Some examples:
>More Plans with $0/per month premiums
>PPO Plan with $0/per month premium
>No cost to see your primary ca...

August 13, 2017

Obtaining affordable health care coverage is one of the top concerns for most people today. An unexpected illness or injury can cost you thousands of dollars that can severely impact your financial resources. That's why Health insurance Indemnity Plans offer a variety...

March 7, 2017

I came across this article today and want to share. Very powerful.

Subir Chowdhury

Management Consultant and Bestselling Author Chairman and CEO, ASI Consulting Group

If a man speaks or acts with a pure thought, happiness follows him. — Gautama Buddha

At the beginning of a...

January 23, 2017

Good question! Here are 3 reasons:

1. “Because you never know when you might get sick or hurt!”

Webster Dictionary defines insurance as a, “means (or way) of guaranteeing protection or safety.” Most of us have homeowner’s, renter’s or car insurance. The protection of you...

October 6, 2016

Many Veterans do not realize they can take advantage of both Veterans Affairs benefits and Medicare benefits. While you can use both healthcare benefits as a Veteran, Medicare and VA benefits do not work together. With VA benefits, individuals must see VA providers and...

September 11, 2016

No one really wants to think about life insurance. But if someone depends on you financially, it’s a topic you can’t avoid. In the event of a tragedy, life insurance proceeds can:

  • Pay for funeral costs

  • Help pay the bills and meet ongoing living expens...

August 8, 2016

Every year it's the same old thing; College tuition prices go higher and higher. As parents, we try to save. However, things get in the way. Interest and growth on our money with CDs, savings accounts etc., do not begin to keep up with the tuition increases. What can w...

August 2, 2016

The best way to approach Obamacare Open Enrollment: Know what policy you currently have & what are it's features (deductible, max out of pocket,co-pays, etc): Know what your policy costs: Do you have a Tax Credit? If so how much?
And Most Important: Stay up to date on...

July 27, 2016

Three Obamacare Coverage Changes in 2017

According to the final rule and a recent analysis by Kaiser Health News (KHN), consumers should watch for these three Obamacare changes expected to come in 2017.

1) Increased access to information about the size of...

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Health Insurance is Available Outside Open Enrollment

August 13, 2017

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