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Medicare Oct 15 - Dec 7

ACA Nov 1 - Dec 15

During the Medicare Annual Enrollment Period, you can make changes to your Medicare Advantage and drug coverage that will take effect on Jan. 1, 2021.

You can buy or change Medicare Supplement/Medigap Plans year round. No specific enrollment periods.

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Open enrollment is the only time of year you can enroll in a health plan, switch plans, or re-enroll in your current plan in the individual and family market. If you miss open enrollment, your only options are limited to special enrollment periods (get married, move, have baby, etc).

Why Do We Need to Meet?

New & updated plans are available this year. Plans and prices change every year. Your situation may have changed too. You may find plans with coverage & features that better meet your needs.

Key Information Needed to Select a Plan (bring with you/have available):

  • List of all your doctors

  • List of all your prescriptions (dosage, when do you take, how often you fill it)

  • Specific needs (routine physical therapy, diabetic supplies, etc)

  • Do you travel in US, out of the country?

  • What is your budget?

  • Your household income :​​​

    • ACA ; Financial help (monthly Tax Credit) is based on your expected income for 2021

    • Medicare; (you may qualify for help with Medicare Part B premium, copays, prescription drug copays)

  • Your information:

    • ACA; Birthdate & SSN for all members of household​

    • Medicare; Birthdate, Medcare card, SSN, & Medcaid card (if enrolled)

How Will We Meet?

We are living in a unique & uncertain time.

I am committed to providing you my best services at your comfort level.

I respect your needs and have set up a few options for us to discuss your insurance coverages:

  • In Person: I continue to have my office in Downtown Mt Clemens. Masks are required per State & building owners orders. All surfaces are disinfected beginning of the day and after each appointment. Sanitizer is available. Pens, folders, etc are new and one time use, you keep. No beverages or food provided (Sorry).

  • Virtual Meeting: I use Zoom on line. I set up meeting and provide you information for signing in. This way we still see each other and you are able to view all information & documents as you would in my office. I will also provide links to all materials.

  • Phone: We can conduct our meeting by phone. I will also send you materials through the mail.

When you schedule your appointment you let us know which option you prefer.